Apple launches savings account with 4.15% annual interest rate,
On April 18, Apple said that its Apple Card savings account is now available to users, with an annual yield of 4.15%. There are no minimum deposit or balance requirements for the account, and users set up their account through the Wallet app on the iPhone, the company said. The outlet added that Apple is launching the savings account through Goldman Sachs.
Users must have an Apple Card to open a savings account. All Daily Cash Rewards earned through Apple Card will be automatically deposited into a savings account. Daily Cash Rewards offer up to 3% back on purchases. Users can change where their daily cash is kept at any time and can also add funds from their bank account to increase their income.
According to the Federal Deposit Insurance Corporation (FDIC), the national average annual interest rate on savings accounts is just 0.35%, so Apple's 4.15% is impressive by comparison. (CNBC)
Users must have an Apple Card to open a savings account. All Daily Cash Rewards earned through Apple Card will be automatically deposited into a savings account. Daily Cash Rewards offer up to 3% back on purchases. Users can change where their daily cash is kept at any time and can also add funds from their bank account to increase their income.
According to the Federal Deposit Insurance Corporation (FDIC), the national average annual interest rate on savings accounts is just 0.35%, so Apple's 4.15% is impressive by comparison. (CNBC)
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