Empresas sudafricanas con mayor efectivo disponible
No es ningún secreto que disponer de un montón de efectivo puede ser una póliza de seguro demostrada y probada frente a la antigua volatilidad. Estas empresas se toman muy en serio lo aprendido, ya que actualmente se sientan sobre montones de reservas de efectivo. Por otro lado, estas empresas pueden estar atesorando su capital cuando, en realidad, deberían estar utilizándolo para maximizar el valor accionarial. Al margen de su opinión personal, le mostramos una lista de las Empresas sudafricanas con mayor liquidez.
Símbolo | Efectivo disponible (FQ) | Precio | Cambio % 1D | Volumen 1D | Capitalización de mercado | P/B | BPA diluido (TTM) | Crecimiento del BPA diluido % (TTM YoY) | Rentabilidad por dividendo % (TTM) | Sector | Calificación de los analistas |
|---|---|---|---|---|---|---|---|---|---|---|---|
| NNPNNASPERS LTD -N- | 377.614B ZAR | 305067 ZAC | 1.23% | 523.074K | 564.999B ZAR | 10.46 | 291.74 ZAR | 47.41% | 0.22% | Servicios tecnológicos | Compra fuerte |
 MTNMTN GROUP LTD | 89.803B ZAR | 11262 ZAC | −0.85% | 3.07M | 204.745B ZAR | 10.13 | 11.12 ZAR | 169.89% | 2.91% | Comunicaciones | Comprar |
 SOLSASOL LIMITED | 55.698B ZAR | 24961 ZAC | 2.24% | 1.49M | 153.379B ZAR | 18.05 | 13.83 ZAR | −2.87% | 8.89% | Industrias de proceso | Compra fuerte |
 AMSANGLO AMERICAN PLAT LTD | 35.391B ZAR | 68999 ZAC | 0.28% | 280.288K | 180.755B ZAR | 6.02 | 114.71 ZAR | −56.89% | 6.69% | Minerales no energéticos | Neutral |
 IMPIMPALA PLATINUM HLGS LTD | 26.843B ZAR | 9612 ZAC | −2.32% | 3.818M | 88.659B ZAR | 16.21 | 5.93 ZAR | −89.70% | 14.94% | Minerales no energéticos | Neutral |
 VODVODACOM GROUP LTD | 23.012B ZAR | 10627 ZAC | −0.34% | 801.177K | 206.34B ZAR | 11.53 | 9.21 ZAR | −3.59% | 6.28% | Comunicaciones | Neutral |
 SSWSIBANYE STILLWATER LTD | 22.159B ZAR | 2924 ZAC | −2.17% | 5.867M | 84.662B ZAR | 6.00 | 4.88 ZAR | −68.28% | 8.69% | Minerales no energéticos | Comprar |
 EXXEXXARO RESOURCES LTD | 16.617B ZAR | 16879 ZAC | −4.99% | 640.265K | 42.906B ZAR | 3.55 | 47.49 ZAR | 6.36% | 15.36% | Minerales energéticos | Comprar |
 KIOKUMBA IRON ORE LTD | 14.726B ZAR | 44704 ZAC | 0.80% | 192.013K | 142.242B ZAR | 11.01 | 40.60 ZAR | −65.37% | 8.77% | Minerales no energéticos | Vender |
 TGATHUNGELA RESOURCES LTD | 14.28B ZAR | 15739 ZAC | 0.88% | 225.29K | 21.918B ZAR | 1.97 | 79.80 ZAR | — | 64.10% | Servicios públicos | Neutral |
 SHPSHOPRITE HOLDINGS LTD | 13.619B ZAR | 23965 ZAC | −1.04% | 1.435M | 132.751B ZAR | 22.23 | 10.78 ZAR | 23.25% | 2.54% | Comercio minorista | Neutral |
 BIDBID CORPORATION LTD | 12.397B ZAR | 42429 ZAC | −1.44% | 667.316K | 143.818B ZAR | 20.64 | 20.56 ZAR | 122.67% | 1.95% | Servicios al consumidor | Comprar |
 GFIGOLD FIELDS LTD | 12.289B ZAR | 21518 ZAC | −4.22% | 3M | 200.734B ZAR | 16.37 | 13.14 ZAR | −21.16% | 3.32% | Minerales no energéticos | Neutral |
 APNASPEN PHARMACARE HLDGS LTD | 10.912B ZAR | 17799 ZAC | 3.03% | 1.728M | 76.856B ZAR | 15.14 | 11.76 ZAR | 21.58% | 1.89% | Tecnologías sanitarias | Compra fuerte |
 DTCDATATEC LTD | 10.818B ZAR | 3634 ZAC | 0.92% | 117.97K | 8.155B ZAR | 6.11 | 5.94 ZAR | 2456.77% | 40.14% | Servicios tecnológicos | — |
 ARIAFRICAN RAINBOW MIN LTD | 10.682B ZAR | 16479 ZAC | 0.58% | 340.093K | 32.125B ZAR | 4.25 | 38.77 ZAR | −39.41% | 20.75% | Minerales no energéticos | Comprar |
 REMREMGRO LTD | 10.658B ZAR | 15223 ZAC | −1.16% | 893.212K | 87.009B ZAR | 8.95 | 17.01 ZAR | 171.32% | 1.17% | Finanzas | Neutral |
 SNHSTEINHOFF INT HLDGS N.V. | 9.556B ZAR | 2 ZAC | −33.33% | 530.638K | 154.037M ZAR | 0.00 | 7.23 ZAR | — | 0.00% | Comercio minorista | — |
 SAPSAPPI LTD | 9.521B ZAR | 4327 ZAC | 3.54% | 3.313M | 23.295B ZAR | 4.53 | 9.55 ZAR | −31.73% | 6.39% | Industrias de proceso | Comprar |
 BVTBIDVEST LTD | 9.254B ZAR | 27076 ZAC | −2.19% | 693.368K | 94.088B ZAR | 15.45 | 17.53 ZAR | 51.70% | 2.89% | Comercio minorista | Comprar |
 SPGSUPER GROUP LTD | 9.065B ZAR | 3278 ZAC | −0.21% | 225.063K | 11.35B ZAR | 7.01 | 4.68 ZAR | 64.67% | 1.92% | Transporte | Comprar |
 NY1NINETY ONE LIMITED | 8.863B ZAR | 3926 ZAC | 0.59% | 368.906K | 71.931B ZAR | 10.61 | 3.70 ZAR | 2.73% | 7.48% | Finanzas | Vender |
 KSTPSG FIN SERVICES LTD | 8.273B ZAR | 1310 ZAC | −0.91% | 3.62M | 16.751B ZAR | 18.44 | 0.71 ZAR | 35.94% | 2.73% | Finanzas | — |
 MCGMULTICHOICE GROUP LTD | 7.541B ZAR | 7478 ZAC | 0.08% | 1.616M | 31.935B ZAR | — | −8.13 ZAR | −263.68% | 7.56% | Servicios al consumidor | Neutral |
| NNRPNEPI ROCKCASTLE N.V. | 7.157B ZAR | 10471 ZAC | 0.04% | 1.172M | 66.54B ZAR | 6.60 | 15.86 ZAR | 252.94% | 9.01% | Finanzas | Comprar |
 NPHNORTHAM PLATINUM HLDGS LTD | 5.353B ZAR | 11298 ZAC | −0.89% | 1.853M | 44.487B ZAR | 17.26 | 6.54 ZAR | −74.06% | 0.00% | Minerales no energéticos | Comprar |
 BAWBARLOWORLD LTD | 4.172B ZAR | 8321 ZAC | −1.33% | 123.525K | 15.758B ZAR | 4.61 | 18.04 ZAR | — | 5.87% | Servicios de distribución | Comprar |
 TFGTHE FOSCHINI GROUP LIMITED | 4.095B ZAR | 9868 ZAC | −0.46% | 1.029M | 32.061B ZAR | 10.61 | 9.30 ZAR | — | 3.23% | Comercio minorista | Comprar |
 WBOWILSON BAYLY HLM-OVC LTD | 3.685B ZAR | 12237 ZAC | −1.27% | 265.074K | 7.974B ZAR | 8.21 | 14.90 ZAR | 150.71% | 0.00% | Servicios industriales | Comprar |
 WHLWOOLWORTHS HOLDINGS LTD | 3.577B ZAR | 6841 ZAC | −1.11% | 2.496M | 62.578B ZAR | 12.62 | 5.42 ZAR | 26.41% | 4.44% | Comercio minorista | Neutral |
 ACLARCELORMITTAL SA LIMITED | 3.549B ZAR | 154 ZAC | 5.48% | 427.94K | 1.627B ZAR | — | −0.72 ZAR | −130.65% | 0.00% | Minerales no energéticos | Compra fuerte |
 PPHPEPKOR HOLDINGS LTD | 3.538B ZAR | 1723 ZAC | 0.17% | 22.803M | 63.043B ZAR | 11.18 | 1.54 ZAR | — | 3.21% | Comercio minorista | Comprar |
 TKGTELKOM SA SOC LTD | 3.534B ZAR | 2273 ZAC | 0.40% | 772.239K | 11.051B ZAR | — | −20.64 ZAR | −526.52% | 0.00% | Comunicaciones | Neutral |
 AFHALEXANDER FORBES GRP HLDGS | 3.484B ZAR | 619 ZAC | 0.49% | 157.794K | 7.254B ZAR | 14.30 | 0.43 ZAR | 267.40% | 6.83% | Finanzas | — |
 HARHARMONY GM CO LTD | 3.018B ZAR | 7526 ZAC | −6.47% | 1.513M | 49.357B ZAR | 9.68 | 7.77 ZAR | −6.26% | 0.27% | Minerales no energéticos | Neutral |
 AFEAECI LIMITED | 2.761B ZAR | 11361 ZAC | 0.43% | 343.058K | 10.793B ZAR | 12.56 | 9.04 ZAR | 135.62% | 6.01% | Industrias de proceso | Compra fuerte |
 DRDDRD GOLD LTD | 2.471B ZAR | 1561 ZAC | −2.92% | 784.834K | 13.759B ZAR | 10.54 | 1.48 ZAR | −11.67% | 3.73% | Minerales no energéticos | Neutral |
| GGNDGRINDROD LTD | 2.455B ZAR | 1159 ZAC | 1.67% | 4.612M | 7.655B ZAR | 11.73 | 0.99 ZAR | — | 3.46% | Transporte | — |
 JSEJSE LTD | 2.389B ZAR | 9220 ZAC | −0.87% | 51.296K | 8.08B ZAR | 9.66 | 9.55 ZAR | 26.66% | 8.27% | Finanzas | Comprar |
 AEGAVENG GROUP LIMITED | 2.381B ZAR | 671 ZAC | 2.13% | 205.517K | 817.743M ZAR | — | −10.18 ZAR | — | 0.00% | Servicios industriales | — |
 OMNOMNIA HOLDINGS LTD | 2.127B ZAR | 5683 ZAC | −0.96% | 199.922K | 9.469B ZAR | 8.15 | 6.97 ZAR | 86.43% | 6.54% | Industrias de proceso | Venta fuerte |
 HCIHOSKEN CONS INV LTD | 2.092B ZAR | 21744 ZAC | −1.56% | 63.444K | 17.862B ZAR | 5.58 | 38.97 ZAR | 305.17% | 0.23% | Servicios al consumidor | — |
 MTHMOTUS HOLDINGS LTD | 2.042B ZAR | 9432 ZAC | 0.70% | 901.864K | 16.136B ZAR | 4.90 | 19.23 ZAR | 73.24% | 7.85% | Servicios de distribución | Comprar |
 PIKPICK N PAY STORES LTD | 1.998B ZAR | 3407 ZAC | 0.89% | 1.265M | 16.192B ZAR | 14.05 | 2.43 ZAR | 20.71% | 5.49% | Comercio minorista | Neutral |
 MSPMAS P.L.C | 1.996B ZAR | 1583 ZAC | 1.09% | 718.258K | 11.096B ZAR | 7.08 | 2.24 ZAR | 67.60% | 9.64% | Finanzas | Comprar |
 CATCAXTON CTP PUBLISH PRINT | 1.888B ZAR | 1091 ZAC | 0.28% | 19.433K | 3.916B ZAR | 5.35 | 2.04 ZAR | 39.17% | 4.59% | Servicios al consumidor | — |
 TCPTRANSACTION CAPITAL LTD | 1.837B ZAR | 410 ZAC | −3.98% | 3.315M | 3.275B ZAR | — | −0.41 ZAR | −180.68% | 16.32% | Servicios comerciales | Comprar |
 GMLGEMFIELDS GROUP LIMITED | 1.717B ZAR | 313 ZAC | −1.57% | 4.429M | 3.911B ZAR | 10.06 | 0.31 ZAR | — | 23.50% | Minerales no energéticos | Compra fuerte |
 RBXRAUBEX GROUP LTD | 1.697B ZAR | 2801 ZAC | 0.11% | 164.049K | 5.064B ZAR | 7.20 | 3.89 ZAR | 347.45% | 4.61% | Servicios industriales | — |
 NTCNETCARE LIMITED | 1.65B ZAR | 1327 ZAC | −1.70% | 3.125M | 18.024B ZAR | 15.28 | 0.87 ZAR | 705.66% | 4.45% | Servicios de salud | Comprar |
 MRFMERAFE RESOURCES LTD | 1.604B ZAR | 123 ZAC | 0.82% | 677.055K | 3.049B ZAR | 2.00 | 0.61 ZAR | 187.18% | 20.49% | Minerales no energéticos | Compra fuerte |
 CSBCASHBUILD LTD | 1.582B ZAR | 15223 ZAC | −0.35% | 4.782K | 3.297B ZAR | 35.02 | 4.35 ZAR | −85.16% | 7.05% | Comercio minorista | Comprar |
 TRUTRUWORTHS INT LTD | 1.462B ZAR | 7582 ZAC | 0.21% | 1.351M | 27.731B ZAR | 8.65 | 8.76 ZAR | 83.76% | 6.94% | Comercio minorista | Neutral |
 KAPKAP LIMITED | 1.453B ZAR | 238 ZAC | 0.42% | 1.018M | 5.846B ZAR | 14.96 | 0.16 ZAR | −58.44% | 12.29% | Transporte | Comprar |
 MRPMR PRICE GROUP LTD | 1.442B ZAR | 13656 ZAC | −0.43% | 1.653M | 35.385B ZAR | 11.54 | 11.83 ZAR | 17.68% | 5.54% | Comercio minorista | Comprar |
 LHCLIFE HEALTHC GRP HLDGS LTD | 1.368B ZAR | 2087 ZAC | −2.02% | 9.909M | 30.99B ZAR | 20.52 | 1.02 ZAR | — | 1.97% | Servicios de salud | Comprar |
 BLUBLUE LABEL TELECOMS LTD | 1.303B ZAR | 290 ZAC | −2.03% | 839.685K | 2.598B ZAR | 9.64 | 0.30 ZAR | −67.47% | 0.00% | Servicios de distribución | — |
 MURMURRAY & ROBERTS HLDGS | 1.264B ZAR | 73 ZAC | −1.35% | 233.474K | 286.137M ZAR | — | −7.89 ZAR | −1633.32% | 0.00% | Servicios industriales | Compra fuerte |
 AYOAYO TECH SOLUTIONS LTD | 1.192B ZAR | 70 ZAC | −12.50% | 601 | 240.888M ZAR | — | −1.24 ZAR | −108.15% | 135.71% | Servicios tecnológicos | — |
 FGLFINBOND GROUP LTD | 1.161B ZAR | 37 ZAC | −2.63% | 100.208K | 335.632M ZAR | — | −0.32 ZAR | −399.62% | 0.00% | Finanzas | — |
 CLSCLICKS GROUP LTD | 1.156B ZAR | 25459 ZAC | −0.57% | 381.296K | 61.388B ZAR | 24.03 | 10.59 ZAR | 37.16% | 2.51% | Comercio minorista | Neutral |
 SPPTHE SPAR GROUP LTD | 1.078B ZAR | 10159 ZAC | −0.52% | 774.695K | 19.658B ZAR | 10.83 | 9.38 ZAR | −27.90% | 3.92% | Servicios de distribución | Neutral |
 TRETRENCOR LTD | 1.066B ZAR | 664 ZAC | −0.15% | 58.767K | 1.154B ZAR | 10.02 | 0.66 ZAR | — | 0.00% | Finanzas | — |
 ITEITALTILE LTD | 1.049B ZAR | 1081 ZAC | −1.99% | 201.539K | 13.395B ZAR | 8.17 | 1.32 ZAR | −5.45% | 5.36% | Comercio minorista | Comprar |
 RLOREUNERT LTD | 1.006B ZAR | 6002 ZAC | 0.33% | 235.408K | 9.541B ZAR | 10.38 | 5.78 ZAR | 46.60% | 5.13% | Bienes de consumo duraderos | — |
 SSUSOUTHERN SUN LTD | 883M ZAR | 496 ZAC | −0.80% | 619.947K | 7.39B ZAR | 9.67 | 0.51 ZAR | — | 0.00% | Servicios al consumidor | — |
 NPKNAMPAK LTD | 877.3M ZAR | 20999 ZAC | −4.55% | 73.435K | 1.826B ZAR | — | −822.54 ZAR | −163.96% | 0.00% | Industrias de proceso | — |
 CAACA SALES HOLDINGS LTD | 858.677M ZAR | 870 ZAC | 0.46% | 114.508K | 4.112B ZAR | 7.89 | 1.10 ZAR | 93.03% | 1.77% | Servicios de distribución | — |
 MTAMETAIR INVESTMENTS LTD | 817.668M ZAR | 1497 ZAC | −0.13% | 94.035K | 2.891B ZAR | — | −0.15 ZAR | −103.96% | 0.00% | Fabricación de productos | — |
 IVTINVICTA HOLDINGS LTD | 799.957M ZAR | 2599 ZAC | −0.27% | 42.341K | 2.561B ZAR | 5.43 | 4.79 ZAR | 72.64% | 3.84% | Servicios de distribución | — |
 BWNBALWIN PROPERTIES LTD | 771.725M ZAR | 231 ZAC | −0.43% | 307.592K | 1.2B ZAR | 2.62 | 0.88 ZAR | 24.08% | 10.39% | Servicios industriales | — |
 CMHCOMBINED MOTOR HLDGS LTD | 761.876M ZAR | 2799 ZAC | −2.13% | 23.31K | 2.139B ZAR | 4.87 | 5.75 ZAR | 154.78% | 14.27% | Comercio minorista | — |
 RMHRMB HOLDINGS LTD | 741M ZAR | 48 ZAC | −2.04% | 667.008K | 682.537M ZAR | — | −0.32 ZAR | −104.46% | 0.00% | Finanzas | — |
 AELALTRON LIMITED A | 740M ZAR | 821 ZAC | −0.61% | 759.138K | 3.136B ZAR | 41.95 | 0.20 ZAR | — | 4.23% | Servicios tecnológicos | — |
 OCEOCEANA GROUP LTD | 727.637M ZAR | 7578 ZAC | −0.82% | 85.026K | 8.949B ZAR | 9.75 | 7.78 ZAR | 24.37% | 5.51% | Consumibles perecederos | Compra fuerte |
 FTHFRONTIER TRANSPORT HLDG LD | 678.621M ZAR | 502 ZAC | 0.00% | 1.228K | 1.461B ZAR | 5.29 | 0.95 ZAR | 34.37% | 11.35% | Transporte | — |
 TBSTIGER BRANDS LTD | 657.9M ZAR | 15257 ZAC | −0.60% | 99.199K | 23.991B ZAR | 8.72 | 17.50 ZAR | 42.70% | 6.34% | Consumibles perecederos | Neutral |
 LTELIGHTHOUSE PROPERTIES PLC | 645.487M ZAR | 545 ZAC | 2.06% | 67.157K | 9.515B ZAR | 14.30 | 0.38 ZAR | — | 10.53% | Finanzas | Comprar |
| ZZZDZEDA LIMITED | 641.398M ZAR | 1185 ZAC | 2.60% | 137.447K | 2.187B ZAR | — | — | — | 0.00% | Finanzas | Compra fuerte |
 TSGTSOGO SUN LIMITED | 600M ZAR | 1278 ZAC | 1.35% | 368.086K | 13.104B ZAR | 7.67 | 1.67 ZAR | 8195.02% | 6.90% | Servicios al consumidor | — |
| PPMRPREMIER GROUP LIMITED | 597.676M ZAR | 6050 ZAC | 3.37% | 2 | 2.254M ZAR | — | — | — | 0.00% | Servicios de distribución | Comprar |
 SSKSTEFANUTTI STCK HLDGS LTD | 578.4M ZAR | 135 ZAC | 0.75% | 3.392K | 225.779M ZAR | 15.48 | 0.09 ZAR | — | 0.00% | Servicios industriales | — |
 MPTMPACT LIMITED | 565.5M ZAR | 3002 ZAC | −1.09% | 9.699K | 4.485B ZAR | 5.49 | 5.46 ZAR | 83.23% | 3.95% | Industrias de proceso | Compra fuerte |
 NWLNU-WORLD HLDGS LTD | 535.8M ZAR | 2450 ZAC | 0.00% | 6.454K | 527.078M ZAR | 10.46 | 2.34 ZAR | −64.13% | 6.11% | Servicios de distribución | — |
 MIXMIX TELEMATICS LTD | 526.386M ZAR | 423 ZAC | −13.32% | 7.8K | 2.704B ZAR | 23.82 | 0.18 ZAR | −53.48% | 3.48% | Servicios tecnológicos | Comprar |
 AVIAVI LTD | 494.9M ZAR | 7500 ZAC | 0.37% | 271.707K | 24.799B ZAR | 13.54 | 5.54 ZAR | 11.34% | 6.21% | Consumibles perecederos | Comprar |
 CTACAPITAL APPRECIATION LTD | 494.856M ZAR | 116 ZAC | −3.33% | 179.655K | 1.46B ZAR | 16.89 | 0.07 ZAR | −32.18% | 6.88% | Finanzas | — |
 SNVSANTOVA LIMITED | 491.968M ZAR | 802 ZAC | −4.64% | 229.86K | 1.099B ZAR | 5.31 | 1.51 ZAR | 228.83% | 0.00% | Transporte | — |
 SURSPUR CORPORATION LTD | 456.488M ZAR | 2673 ZAC | 0.64% | 26.689K | 2.229B ZAR | 10.33 | 2.59 ZAR | 133.67% | 6.03% | Consumibles perecederos | — |
 FBRFAMOUS BRANDS LTD | 445.511M ZAR | 6166 ZAC | 0.02% | 189.264K | 6.176B ZAR | 11.79 | 5.23 ZAR | — | 5.89% | Transporte | — |
 ZEDZEDER INV LTD | 445M ZAR | 166 ZAC | 0.00% | 447.236K | 2.564B ZAR | — | −0.14 ZAR | −120.12% | 0.00% | Finanzas | — |
 MDIMASTER DRILLING GRP LTD | 439.822M ZAR | 1350 ZAC | 0.00% | 15.639K | 2.045B ZAR | 5.11 | 2.64 ZAR | 266.99% | 3.52% | Minerales no energéticos | — |
 PPCPPC LIMITED | 424M ZAR | 304 ZAC | 5.56% | 1.51M | 4.451B ZAR | — | −0.16 ZAR | 87.52% | 0.00% | Minerales no energéticos | — |
 ACSACSION LIMITED | 422.48M ZAR | 547 ZAC | 0.00% | 128 | 2.106B ZAR | 2.37 | 2.31 ZAR | 3727.36% | 6.58% | Finanzas | — |
 ADRADCORP HOLDINGS LIMITED | 415.548M ZAR | 469 ZAC | −0.21% | 2.659K | 503.753M ZAR | 13.03 | 0.36 ZAR | 3.60% | 6.12% | Servicios comerciales | — |
 MMPMARSHALL MONTEAGLE PLC | 412.07M ZAR | 2850 ZAC | 0.00% | 12 | 1.022B ZAR | 147.98 | 0.19 ZAR | −94.79% | 2.27% | Servicios de distribución | — |
 ENXENX GROUP LIMITED | 401.619M ZAR | 790 ZAC | 4.36% | 1.489K | 1.375B ZAR | 4.53 | 1.74 ZAR | — | 0.00% | Servicios de distribución | — |
 NVSNOVUS HOLDINGS LIMITED | 392.233M ZAR | 390 ZAC | −1.02% | 1K | 1.26B ZAR | 20.63 | 0.19 ZAR | — | 0.00% | Servicios comerciales | — |
 SUISUN INTERNATIONAL LTD | 380M ZAR | 4002 ZAC | −3.08% | 395.412K | 10.219B ZAR | 13.46 | 2.97 ZAR | — | 7.97% | Servicios al consumidor | — |
 ADHADVTECH LTD | 353M ZAR | 2147 ZAC | −1.01% | 425.774K | 11.907B ZAR | 13.15 | 1.63 ZAR | 50.45% | 2.76% | Servicios comerciales | — |